10 Indian Government Schemes
10 Indian Government Schemes
The Indian government schemes now provide many choices for employees, women, and individuals to better plan their finances. On the other hand, they must select the appropriate one that meets their requirements. This, in turn, opens up opportunities for investors to significantly increase their cash flow.
The government of India creates government schemes to confront the social and economic well-being of the country’s citizens. These programs are critical in addressing many of the socioeconomic issues that plague Indian society, so everyone should be aware of them.
These government schemes strategies for Indians are danger-free, allowing for greater peace of mind. They can be obtained from banks, post offices, financial institutions, and online that cater to the needs of the Indian public.
1- Atmanirbhar Bharat Abhiyan
On India’s 72nd Republic Day, the Atmanirbhar Bharat Abhiyan was spotlighted. Union Finance Minister Nirmala Sitharaman announced the Atmanirbhar Bharat Abhiyan (” which means self-reliant India) in four instalments in May 2020.
The government’s economic stimulus relief package is estimated to be worth Rs.20 lakh crores. This includes the already announced Rs 1.70 lakh crore relief package for the poor to help them cope with the effects of the coronavirus pandemic and the sanctioned lockdown to stop it from spreading.
2- Sukanya Samridhi Scheme
The Sukanya Samriddhi Scheme is a small savings program run by the Indian government aimed at parents of any girl child. This program encourages female child’s parents to save money for their children’s future education and marriage expenses.
PM Narendra Modi initiated this Government scheme as part of his Beti Bachao, Beti Padhao campaign. On January 22, 2015, it was first introduced in Panipat, Haryana.
From July to September 2019, the Sukanya Samriddhi Scheme offered an interest rate of 8.4% and tax benefits to all accounts that were decided to open under this. Sukanya Samriddhi Accounts can be opened at any Post Office or authorized commercial bank branch across India.
3- Pradhan Mantri Kisan Maan Dhan Scheme
Prime Minister Narendra Modi initiated the Pradhan Mantri Kisan Maan Dhan Yojana in Ranchi, Jharkhand. This is a Central Sector Government Scheme prescribed by the Ministry of Agriculture and Farmers’ Welfare, the Department of Agriculture, and the Government of India in collaboration with the Life Insurance Corporation of India (LIC).
PM Kisan Maan-Dhan Yojana, which offers a confident retirement benefit of Rs. 3000/- to all small and marginal farmers (who own cultivated area up to 2 hectares) after they reach the age of 60, is managed by LIC. This Government scheme was created to ensure the survival of India’s smallholder farmers.
4- Ayushman Bharat Scheme
The government of India’s Ayushman Bharat Program is a healthcare umbrella program. Prime Minister Narendra Modi initiated it in 2018.
Ayushman Bharat is a systematic approach to healthcare that includes healthcare coverage and primary, secondary, and tertiary care. The HWCs are designed to increase primary-level access to low-cost, high-quality healthcare. It will provide financial assistance for those seeking secondary and tertiary healthcare services.
With over 50 crore beneficiaries, Ayushman Bharat is the nation’s biggest government-funded healthcare scheme. ‘Modicare’ is the name given to it.
5- Setu Bharatam Scheme
PM Narendra Modi launched the Setu Bharatam Project on March 4, 2016. This project began with the goal to eliminate all railway crossings on national highways by the year 2019. According to Prime Minister Narendra Modi, the project’s total budget was Rs. 102 billion, intending to construct 208 rail mostly under bridges.
Considering the importance of road safety, the Indian Government schemes launched the Setu Bharatam project. Through good preparation and development of the proposed, Setu Bharatam intends to build a robust transportation system to contribute to the nation’s progress.
6- Start-up India Scheme
PM Narendra Modi spoke about Startup India for the first time on August 15, 2015, at Red Fort in New Delhi. This Government scheme was launched as part of a plan to establish over 75 startup support hubs across the nation. By offering bank financing, the goal is to promote and support startups in India. Arun Jaitley, the former finance minister, gave the opening speech.
The main goal of Startup India, which is organized by the Department for Promotion of Industry and Internal Trade, is to get rid of a few of the state government’s restrictive measures, such as the License Raj, Land Permissions, Foreign Investment Proposals, and Environmental Certifications.
7-Jal Jeevan Mission/National Water Mission
In 2011, the National Water Mission was established. With per capita water availability decreasing every year, dwindling underground water tables, prolonged droughts, and floods caused by excessive rains, rainwater harvesting, and storage are significant concerns for all nations. The point of this mission was that water should be conserved, Reduce waste as much as possible, and manage water resources so that water is distributed evenly across the country.
8- Poshan Abhiyaan / National Nutrition Mission
The Government of India launched Poshan Abhiyaan, also known as the National Nutrition Mission (NNM), in 2018 (even though the project was proposed in 2017) to address India’s malnutrition issue.
The mission’s main aim is to reduce undernourishment among children in the country while also improving their nutrient intake.
According to the mission, malnutrition will be eradicated from the country by 2024, which is a multi-ministerial initiative.
Poshan Abhiyaan is India’s flagship nutrition-improvement program for teenagers, children, and pregnant and lactating women.
9- Jan-Dhan Yojana
Narendra Modi announced the Pradhan Mantri Jan-Dhan Yojana (PMJDY) on August 28, 2014. It is a Government scheme to provide affordable access to various financial services such as remittance, credit, insurance, pensions, and banking savings and deposit accounts. Prime Minister Narendra Modi first announced this scheme during his Independence Day speech on August 15, 2014.
With the outbreak of Covid-19 in India, India’s Finance Minister, Nirmala Sitharaman, announced that every woman with a Jan-Dhan account would receive Rs. 500 per month for the upcoming months.
10- Operation Greens Scheme
The Finance Minister introduced a new Government scheme, Operation Greens, with a budget of 500 crores in the Union Budget 2018-2019. The Ministry of Food Processing Industries, or MoFPI, is actually in the power of Operation Green. The Nodal Agency for the Implementation of Price Stabilization Measures is NAFED.
Operation Greens is a follow-up to Operation Flood to promote FPOs (Farmer Producer Organizations), processing facilities, agri-logistics, and professional agriculture products management.
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